Bills!  Ugh!  (more...)

So, you are thinking about taking on a home improvement project, but you aren’t sure about how you are going to pay for it. Well, luckily for you, you have several options to choose from and, depending upon your situation, you may even be able to make some cash off of your home improvement project or at least borrow the money without having to pay any interest. Stick with me and I will tell you how. (more...)

OK, I will admit it.  Sometimes, I am better at giving advice than I am at following it.  One prime example would be when it comes to staying organized.  When all is said and done, I think I do a pretty good job of keeping myself organized.  But, between juggling a career as a teacher, a writing business and being a mother and wife, things fall through the cracks sometimes. (more...)

It all started when I read an article on-line about a guy who composts everything including human waste. Wow! Now that’s really going green. I thought. And that’s when I got excited about composting. You can probably tell that it doesn’t take much to get me excited. (more...)

If you are looking for ways to save yourself a little cash or a place where some corners can be cut, I would like to recommend that you do NOT consider reducing your home insurance coverage or getting rid of certain aspects of your policy.  After the year my husband and I had in 2007, I can unequivocally say that homeowner’s insurance can certainly be a life saver. (more…)

Somewhere in the paperwork for your new home is a statement showing what you will eventually wind up actually paying for your house over 30 years.  It’s generally at least twice what you’re financing and could be much more, depending on your interest rate. (more…)